9．
One day，you'll need to learn how to save money-even if you don't have anything to save for right now．Get used to saving and budgeting （預算） now!Then you'll have money when you do want something expensive，and make better plans for your future．
★One：Be clear about how much money you have coming in．Do you get your allowance （零用錢） weekly or monthly？Do you earn（賺） any other money？Add up the number of your money for the period you want to budget for．
★Two：Separate needs from wants．You need money for transportation（交通）； you want to have money left over for snacks（小吃） and games．Then decide which of your"wants"should come first and which ones you can let go．
★Three：Make a budget!Once you know how much money you will have in a period of time，you can decide how to spend it．Separate the money for your needs and don't touch it for anything else．Then add up how much your wants will cost．See if you can make your needs and wants add up to 90% or less of all your allowance．
★Four：Put your savings-the ten percent or more that you aren't spending each month-far away．Put them in a bank or somewhere that you can't get at easily．
★Five：Write your expenses （花費） down，at least until you can get used to what they are．This way you'll know where your money is going-and what you need to do is to hold on to it longer．
★Six：Put a little bit away every day．Even if it's just change，get used to having something left over．You'll be surprised at how much change adds up over months．
53．The writer would probably agree toC．
A．use money for bus rides to pay for a new haircut
B．put our savings somewhere easy to reach
C．place something we need before we want
D．spend all our allowance every weekend
54．What does the underlined word"change"in the last paragraph refer to？D
A．Daily savings．B．A large number of money．
C．Coins and notes．D．Coins or small units of money．
55．What is the best title for the text？C
A．Why We Should Budget B．Why We Spend All Our Pocket Money
C．How to Save Our Allowance D．How to Put Savings Away．
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